By the time a charge-off shows up on your credit report, the initial creditor is no longer attempting to collect the loan and they have just written it off as a loss. So it is not at all shocking that most people do not know what to do about a charge-off, should they go ahead [...]
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Acquiring good credit can be critical in your life. We all must have good credit in order to meet the criteria for home mortgages, car loans and even credit cards. But, many of us have struggled through complex economic times from job layoffs, business failures or just the effect of the monetary recession. Many of [...]
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